What Our Legal Terms Actually Cover
Access to swisshoki is conditional on local law in your region — availability is not uniform across Indonesia and depends on the eligibility rules that apply where you are. Our terms define how accounts are created, verified, and closed; how disputes are handled; and what happens
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when a payment is initiated through DANA, OVO, or GoPay but a transaction is flagged for review. We do not override local regulations, and we do not accept liability for access restrictions that arise from changes in applicable law. When you submit an account registration, you
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confirm that you meet the eligibility criteria stated in the full terms. Any wallet transaction — whether a DANA deposit, an OVO transfer, or a GoPay payment — is subject to the same verification and anti-fraud checks that apply to all payment methods on the platform.
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Our legal terms also govern how bonus and promotional conditions interact with your account balance. If a policy conflict arises, the version of the terms active at the time of the relevant transaction or event will apply. We update these terms when our operational or legal
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position changes, and we notify you via the contact channel on your registered account before major updates take effect.
Service availability depends on eligible regions and local law. Users should check local rules before opening an account.